At Citrus and Gold, Inc., we believe financial literacy should start early and last a lifetime. That’s why we offer classes for all ages — from kindergarten to retirement. Whether you're just learning the basics or preparing for major life milestones, we’ve got you covered.

Perfect for students and adults alike! This class covers:

• How to write a check

• How to balance a checkbook

• The difference between savings and checking accounts

• Smart banking habits and everyday financial life skills

Planning to buy your first home? Learn what really matters to lenders, the types of mortgages available, and what upfront costs to expect — including closing costs, down payments, and more. 

One of our most popular classes! Learn what your credit score is, how it works, and how to build, repair, and protect it. Ideal for high school seniors, college students, and adults of all ages.

We’ve worked with homeschool groups, chambers of commerce, mortgage companies, and more. If you're interested in having us present to your organization or community, we’d love to chat!

📩 Email us today to learn more and schedule a class! Citrusandgoldinc@gmail.com

FREE Classes: 

• Understanding the Credit Game on Friday, June 6th via Zoom

Paid Classes: 

• Keys & Confidence: First-Time Home Buyer Event on Sunday, June 1st at The Winston in Patchogue for $25 per ticket- includes dinner and dessert

Networking Events: 

• Network & Nosh: Family Night Out on Friday, May 16th FREE from 4pm to 8 pm- come anytime, leave anytime! 

We’re always expanding! Here’s what’s launching soon:

• Credit Course for Kids (Grades 4–8): A 6-week series on smart saving and spending habits.

• Goal Setting & Financial Resilience Course: Learn how to set financial goals, stay motivated, and find solutions instead of roadblocks when challenges come up.